FreeHOA

HOA Law by State

Understand the Rules Your HOA Must Follow

FreeHOA is free HOA management software, not a law firm — but every board member and homeowner deserves to know the basics before a disagreement turns into a dispute. Here's the general shape of HOA law, plus a state-by-state starting point.

This is general information, not legal advice. HOA law changes and varies by state and by community. Always confirm current rules with your state's statute, your community's own governing documents, or a local attorney before acting.

What HOA law generally covers

Assessments & fees

How much your HOA can charge, how often, and what happens if a payment is missed.

Meetings & voting

Notice requirements, quorum rules, and how owners get a say in association decisions.

Board elections

Who can serve, how elections are run, and how often the board turns over.

Rule enforcement & fines

What due process an HOA owes you before issuing a fine or penalty.

Foreclosure rights

Whether — and how — an association can place a lien on or foreclose a home over unpaid dues.

Records & disclosure

What financial and governance records owners are entitled to see, and how to request them.

Find your state's HOA statute

Choose your state above to see its HOA statute reference.